Most of the time it is a combined benefit annually to be used for either dental, vision or hearing. Seniors can get their "Medicare Flex Card" for a limited time. These benefits arent available in all areas. Misconceptions about Medicare flex cards. Christmas When it comes to flex cards, its worth reading the fine print to make sure youre eligible for a card before agreeing to the plan. cash assistance Another option for dental coverage is to enroll in a Medicare Advantage plan with dental benefits. For instance, you could be taking advice from an insurance agent who is getting a commission from making a sale. You can also review your plans benefits on Medicare.gov. Therefore, if the Flex card has a $500 allowance and the Medicare plan offers, let's say, $1000 in dental benefits, your total benefit for the year would be $1500. The money will be debited immediately from your balance when you use your Flex Card to make a purchase. 2023 we got one card for both food and medical. If youve provided any credit card information, notify your card provider and cancel the cards to reduce the risk of any fraudulent spending. It can be almost impossible to differentiate between the paid agents and the legitimate unbiased experts. 1. She has over 20 years of professional research and writing experience, and she has been solely dedicated to investigating low income topics for the last 10 years. So, many legitimate insurance companies offer this benefit. Dental, vision, and hearing services. 1-877-372-3337. Ripoff Report | Flex Card Program Review - , Internet The blog notes that the cards are distributed by Medicare Advantage plans and says they are not available in every state and are not available with every carrier. These ads usually include a multitude of misleading or false claims. While various Medicare Advantage providers offer these cards, its also important to remember that Medicare Advantage Plan benefits will vary based on location. Author: Nicole Smith Created Date: 11/1/2021 2:59:08 PM . Despite a recent uptick in online advertising, however, these cards remain relatively rare. They're designed to help you pay for medical expenses that aren't covered by your plan that way, you don't need to pay out of pocket. 04:11 PM. Any information we provide is limited to those plans we do offer in your area. A Medicare flex card for seniors is similar to a debit card or credit card that can be used to pay for qualified medical expenses. What is the Medicare Flex Card for Seniors? Nicole is the owner and lead researcher for Low Income Relief. Starting in late summer 2021, advertisements started to appear everywhere offering a senior flex card. Cape Coral, FL 33914 Enrollment Assistance. Medicare flex cards for seniors are available exclusively through private insurance companies. This is her home that her retirement pays for, which is good because the son has . Only one agent from our office will contact you. Don't Fall Victim to These 5 Scams During Medicare Open Enrollment What Is The Flex Card For Seniors? - YouTube If you find a host of reviews indicating that customers didnt get what they paid for or that the plans arent as advertised, this is an indication that something isnt right.