We start charging interest on that interest from the first day of the next month. Any product switch you have arranged will be on a fixed rate of interest and this will not change as a result of a change to our variable mortgage rates. Halifax will consider lending on second homes up to 75% loan to value. Halifax how much can i borrow | Math Questions This has a 999 fee and was previously 3.99 per cent. Boost building, review Rent a Room and tweak tax to improve housing Halifax offers a wide range of mortgage deals. Find out how we can support you to get back on track with your payments. With a fixed rate, you won't benefit from any falls in the interest rate during the product rate period. Opens in a new browser tab. Visit the Halifax Facebook page. Find the right mortgage deal with Halifax. As with a regular Halifax loan, new customers can borrow up to 25,000 for debt consolidation, while existing Halifax current account customers can borrow up to 35,000. Reference number: Your 14 digit mortgage account number followed by 00, Reference number: Your 14 digit mortgage account number followed by 00 or a 2 digit sub-account number. Call us now on 020 8979 9684. To request a Certificate of Mortgage Interest you can request one in your internet banking. You should allow up to 3 working days for a payment to reach us. Natwest and Halifax increase mortgage rates - round-up Dealing with financial difficulty - We've put together some guides to help you manage your money and understand the support available to you. Virgin Money said its withdrawal of mortgage products for new customers would take place at 8 p.m. (1900 GMT). Find The Right Mortgage For You | Mortgages | Lloyds Bank 180,000.0000 - 18,000.0000 = 162,000.0000 Wouldnt it be lovely to be mortgage-free? If you've an interest-only mortgage, changing your term will not affect your monthly payment. After you have had your mortgage for a year, your annual statement will also tell you this, or you can call us on0345 850 3705.